Q: Are you a SME who needs quick funds of up to Ksh. 3,000,000?

A: Then, our REAL PEOPLE BUSINESS LOAN is for you!

Real People Business Loan (MEF) is specially designed for SMEs. It is a general-purpose loan for financing general business expenditure, working capital needs, business expansion, emergencies and unexpected expenditure and asset acquisition

Or get a REAL CASH LOAN PRODUCT (“Real money when you need it-Fast!)”

Real People’s Real Cash Loan is an emergency product that provides a business person with fast access to cash. It is a convenient product for business people looking for an opportunity to leverage on their motor vehicle to access a loan real fast to take advantage of emergent business opportunities or business emergencies.

Why get a Real People Business Loan?

Product Features - Real People Business Loan

Loan Amount

  • New Clients: Kshs 250,000 – 1,000,000
  • Repeat Clients: Kshs 250,000 – 3,000,000

Loan Term

  •  6,9,12,15 and 18 months.

Basic Rules

  • New clients qualify for a maximum of 12 months then graduate to the subsequent cycle.
  • Loan top-up only allowed at half the term of the loan.
  • The graduation will be based on affordability and repayment.

Interest Rate

  • Competitive interest rates.

Product Features - Real Cash Loan

Loan Amount

  • Kes 100,000 -1,000,000

Loan Term

  • 6 months as the maximum term

Interest Rate

  • Competitive interest rates

Key Requirements for Credit Decisions

  • Business Permit that demonstrates one year in business
  • 6  months’ bank statements
  • 2 referees
  • CRB report

Why should you consider us and not any other institution?

  1. We are true Real People-We keep our word.
  2. No deposits or banking tracking for months before accessing a loan.
  3. Flexible loan term from 1 to 24 months.
  4. Fast processing supported with the latest modern technology system to enable you access a loan within 48-72 hours.
  5. Personalized service at your door step.
  6. Frequent and sound financial advice on business management.

How does it work?

Step One:

Meet our friendly relationship officer who will assess your business and determine the amount of loan you qualify for.

Step Two:

Once the assessment is done, the relationship officer will collect information from you and begin the application process.

Information required includes:

  1. Existing business of more than two years.
  2. A collateral.
  3. A bank statement and sales record to track business cash flows.

Step Three:

Loan is processed and you are notified once the amount requested has been approved.

Step Four:

Amount requested is transferred to your account.

Responsible finance. Sustainable futures.