FAQ’s

No, Real People is a non-deposit taking lender and does not require an applicant to hold a banking account with us.

To draw down an amount:

By mobile phone:

  • Dial *471# on your phone.
  • Select ‘draw down’ option.
  • Enter amount to draw down.
  • Select a payment option (how you would like the amount to paid to you).
  • Click ok and wait for a confirmation message.

On this website:

  • Click here and fill in the form.
  • A member of staff will contact you in due course.

You can either visit your nearest branch or send us an query through our inquiry form and we will send you your loan balance.

You can pay your loan using either of the following three methods:

Method 1: Direct Debit

Fill in a form at our branch authorizing direct bank debits.

Method 2: Paying Via Bank Deposit

To pay your loan via bank:

  1. Deposit the money to any of the following banks:
BANK ACC. NO BRANCH NAME ACCOUNT NAME
KENYA COMMERCIAL BANK (KCB) – KES 1107083826 MOI AVENUE NAIROBI REAL PEOPLE KENYA LTD
STANDARD CHARTERED BANK (SCB) – KES 0102006022000 MOI AVENUE NAIROBI REAL PEOPLE KENYA LTD
CFC STANBIC BANK 0100000142338 ILH REAL PEOPLE KENYA LTD
CO-OPERATIVE BANK 01136395029100 TOM MBOYA REAL PEOPLE KENYA LTD
EQUITY BANK 0810299578702 EQUITY CENTRE REAL PEOPLE KENYA LTD

Indicate your name and contract number on the deposit slip and present the slip to any of our branch.

You will be issued with a Real People receipt thereafter.

Method 3: Paying Via M-Pesa

To pay your loan via M-PESA

  1. Go to Safaricom M-PESA menu on your phone.
  2. Select Paybill and click OK
  3. Input 506200 as the paybill number and click OK
  4. Input your contract number as the the account name and click OK
  5. Input amount and click OK.
  6. Input your m-pesa number and click OK

Safaricom Charges

Minimum Amount (Kshs) Maximum Amount (Kshs) Charges (Kshs)
100 19,999 20
20,000 35,000 30