Frequently Asked Questions

Real People is a credit only microfinance operating in Kenya.

No, Real People is a non-deposit taking lender and does not require an applicant to hold a banking account with us.

A: Yes, the maximum loan amount we can finance for Asset Finance is Kshs. 3M.

A: . We will review the type of asset applied for, its age, make, quality, reliability, durability as well as what you qualify for from your cashflows or pay slip.

A: Yes, we do request for a valuation report for 2nd-hand assets, to determine the actual state of the asset and its market value.

A: We have a panel of valuers who are authorized to value assets being financed by Real People Kenya Limited.

You can pay your loan using any of the below methods of payment

Method 1: Direct Debit

Direct debits are convenient as you do not have to visit our branches to make a payment every month.

  • You will be provided with the direct debit order forms at any of our branches.
  • With the help of our customer service officers, fill in the form and append your signature when done.
  • Direct debits enable us to deduct agreed installment amounts from your bank account on the agreed pay dates.
  • Ensure that the agreed installment amount is available in your bank account on the agreed pay date.

Method 2: Paying Via Bank Deposit

To pay your loan via bank:

  1. Deposit the money to any of the following banks:
BANK ACC. NO BRANCH NAME ACCOUNT NAME
KENYA COMMERCIAL BANK (KCB) – KES 1107083826 MOI AVENUE NAIROBI REAL PEOPLE KENYA LTD
STANDARD CHARTERED BANK (SCB) – KES 0102006022000 MOI AVENUE NAIROBI REAL PEOPLE KENYA LTD
CFC STANBIC BANK 0100000142338 INTERNATIONAL LIFE HOUSE REAL PEOPLE KENYA LTD
CO-OPERATIVE BANK 01136395029100 TOM MBOYA REAL PEOPLE KENYA LTD
EQUITY BANK 0810299578702 EQUITY CENTRE REAL PEOPLE KENYA LTD

Indicate your name and contract number on the deposit slip and present the slip to any of our branch.

You will be issued with a Real People receipt thereafter.

Method 3: Paying Via M-Pesa

To pay your loan via M-PESA:

  1. Go to Safaricom M-PESA menu on your phone.
  2. Select Paybill and click OK
  3. Input 506200 as the Paybill number and click OK
  4. Input your contract number as the account name and click OK
  5. Input amount and click OK.
  6. Input your M-Pesa pin number and click OK
Safaricom Charges
Minimum Amount (KSHS) Maximum amount (KSHS) Charges (KSHS)
100 19,999 20
20,000 35,000 30
*Kindly note that the above charges are subject to change

 

A: New Vehicles – Up to 36 Months

A: 2nd Hand Vehicles – Up to 24 Months

A top up is additional funding to a running loan, accessible at half the loan term.

You can either visit your nearest Real People branch, send us a query through our inquiry form on our website and we will send you your loan balance.

At half a loan term.

You can either visit your nearest branch or send us an query through our inquiry form and we will send you your loan balance.

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